interactif
UK – TruNarrative announce Accountscore integration with partnership agreement
By Lewis - 21 avril 2020
AccountScore is to integrate open banking connectors onto TruNarrative’s platform, enabling risk and compliance teams to integrate affordability scores to aid onboarding and monitoring of customers.
AccountScore currently provides their open banking APIs and platform to financial services companies, tenant reference agencies and telecommunications companies, allowing them to verify information such as customer salary amount, affordability and identity, a process that has historically involved the submission of paper documents and manual validity checks.
Open banking data is permissioned access to consumer or business banking data for the purposes of risk assessment, compliance and fraud detection. This helps regulated businesses such as lenders or gaming operators comply with their obligations for onboarding and transacting with their customers.
The partnership means TruNarrative customers now have access to the information they need to help affordability decisions in real time via the TruNarrative API.
La vérification par rapport aux données de l'Open Banking peut faire la différence entre prolonger un prêt ou accorder un crédit correctement aux personnes sous-bancarisées. Les scores d'abordabilité sont également une exigence clé imposée par la commission britannique des jeux de hasard aux sociétés de jeux pour assurer un devoir de diligence envers leurs clients.
The TruNarrative platform delivers financial crime detection, customer onboarding and transaction monitoring to financial services, e-commerce businesses and gambling operators using a customisable decision engine and an App Store of over 50 third-party data providers and service integrations.
Les données d'Open Banking d'AccountScore seront intégrées à la plate-forme basée sur l'IA de TruNarrative et permettront l'enrichissement via les diverses sources de données de vérification tierces dans l'App Store de TruNarrative, offrant aux entreprises une vue client plus complète facilitant les décisions automatisées et manuelles.
Emma Steeley, CEO of AccountScore, commented: “We are proud to be joining forces with TruNarrative in order to enable them to deliver cutting-edge Open Banking solutions to their clients.
“From income verification and affordability, to source of funds and identity verification, our partnership delivers a solution that provides multiple sectors the opportunity to take full advantage of the UK’s Open Banking framework coupled with our market leading analytics.”
La plate-forme de décision et de flux de travail TruNarrative permet une prise de décision au niveau granulaire à travers l'agence de référence de crédit, la biométrie, l'adresse, la vérification des documents et maintenant les données bancaires ouvertes.
Constantly changing regulatory environments and market conditions, such as those imposed by the current COVID-19 emergency, mean businesses need instant access to valuable data, and importantly, the ability to make quick changes to onboarding and monitoring processes.
L'utilisation des données bancaires ouvertes d'AccountScore via TruNarrative facilitera un parcours sans friction pour le client, une visibilité accrue et une réduction des coûts opérationnels pour les organisations.
Adam Doyle, Head of Gaming at TruNarrative, explained: “This is a relationship that I am truly excited about. As regulatory requirements shift increasingly towards the inclusion of affordability scoring, this partnership provides businesses with the much needed ability to monitor and protect customers throughout their entire lifecycle, whilst minimising impact on the customer experience.
“And importantly, in this unprecedented global situation, ensuring players aren’t stretching themselves in testing times is essential for continuing to provide a safe environment for users of online services.”
